Pensions

Some fortunate clients have the benefit of Index-linked Final Salary Pensions.  But most can only create their own Pension Fund from their own contributions, or limited contributions from their employers.

At Seymour Mullens we believe that Personal Pension Funds should be treated exactly the same as any other active and long-term investments, watched over with care, reviewed regularly and with performance tailored to the client’s individual objectives.

We applaud the added freedom introduced by the Government in April 2006 and we love encouraging clients to take advantage of the tax reliefs to make pension contributions – but always reminding them that the income from Pension Funds after the tax-free cash is taxable income!

And we absolutely love to advise on SIPPs (Self Invested Personal Pension Plans) with such exciting investment freedom.